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Additional Information
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Additional Information



 


SmartEarn™ Credit
Card


Get rewarded for your spends with
10X and 5X Membership Rewards®
Points respectively at select
merchant partners


Get a cashback of Rs. 500 on
eligible spends of Rs. 10,000 in the
first 90 days of Cardmembership


Earn Amazon vouchers worth Rs.
1,500. Get vouchers of Rs. 500 each
upon reaching the spend milestones
of Rs. 1.20 lacs, Rs. 1.80 lacs, and
Rs. 2.40 lacs respectively in a Cardmembership year.


Get a renewal fee waiver on eligible
spends of Rs. 40,000 and above in
the previous year of the
Cardmembership


1. 10X Membership Rewards® Points
will be capped at 500 points jointly for
Flipkart and Amazon and 500 points
for Uber per month per Card Account.
5X Membership Rewards® Points will
be capped at 250 points per month
per card account for all merchants in
the 5X category

2. Cardmember will earn 10X and 5X
Points for every Rs. 50 spent at select
merchants partners only. Please note
that the merchant partners may
change from time to time. To view the
list click here. For example, a spend of
Rs. 50 on an eligible merchant will get
you 5 MR Points (if merchant is under
5X category) and 10 MR Points (if
merchant is under 10X category)

3. On making eligible spends of Rs.
10,000 in the first 90 days of the
Cardmembership, Cardmember will
get a statement credit of Rs. 500.
Eligible spends does not include Cash
Advances, Express Cash
transactions, drafts made from the
Account, Balance Transfers and fees.
Cashback in the form of Statement
Credit will be given within 10 working
days of completion of eligible spends

4. From the second year onwards,
Cardmember will get the full Renewal
fee waiver on eligible spends of Rs.
40,000 and above in the previous
Cardmembership year. Eligible
spends does not include Cash
Advances, Express Cash
transactions, drafts made from the
Account, Balance Transfers and fees